If you haven’t already read last week’s post where I laid out all my income and expenses for a typical year at uni, here is the breakdown: I currently owe over £30,000 with a few more years to go and I get given about £4000 a year that I don’t have to pay back.
This weird balance of borrowing money and getting given money has led to a quite blasé attitude as I’ll explain below. tl;dr: none of my money is mine, so I feel less of a sense of responsibility towards it.
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I thought it would be interesting to have a little look at my finances at university. I have not included my spending between semesters, mostly because it varies a lot depending on whether I get to go on holiday or just chill at home.
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I have recently started an internship in London, which will give me my first monthly paycheck. My first taste of adulthood (in the form of an office job) is exciting but also a bit terrifying…
Of course, having only been here a few weeks, I still feel like I’m very much out of my depth. I’m learning a lot, which I am really enjoying, even though it’s a relief when the end of the day comes because I just get so worn out!
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Like sex, money rarely comes up in conversations over the dinner table. It is not considered polite and is often regarded with a mixture of suspicion and shame. But where did this attitude come from?
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Disclaimer: this article is about mild shopaholism. I did not go into debt, although I did feel shame about my purchases. If you really struggle with shopaholism, or Compulsive Buying Disorder (here is a list of potential symptoms), please consider reading this Psychology Today article for help.
I used to love shopping.
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As a student, I often have to be creative when it comes to finding ways to have fun without breaking the bank. I’ve found that there are many things you can do for free to boost your mood!
By incorporating some of these into my daily routine, my base level of happiness increases. By increasing your base level of happiness, you can avoid the hedonic treadmill while still being happy every day 🙂
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I recently read Nick Maggiulli’s (Of Dollars and Data) thought-provoking article on why personal finance is a bit too personal, and I had a few thoughts. Here is why I think he’s both right and wrong.
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Get Rich Quickish had a fantastic idea to create a Financial Independence Awareness Day – although, as Principal FI writes, I think there are plenty of awareness days as it is already…
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Alright, so you want to build FIRE. Your mindset is set. But where should you start? As with other big goals, start small. Here are 5 beginner financial habits you can absolutely start right now.
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I guess I should introduce myself before we start. Where are my manners?
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