The biggest trick – spend more on your future, not on your whims
I thought it would be interesting to have a little look at my finances at university. I have not included my spending between semesters, mostly because it varies a lot depending on whether I get to go on holiday or just chill at home.
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Disclaimer: this article is about mild shopaholism. I did not go into debt, although I did feel shame about my purchases. If you really struggle with shopaholism, or Compulsive Buying Disorder (here is a list of potential symptoms), please consider reading this Psychology Today article for help.
I used to love shopping.
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As a student, I often have to be creative when it comes to finding ways to have fun without breaking the bank. I’ve found that there are many things you can do for free to boost your mood!
By incorporating some of these into my daily routine, my base level of happiness increases. By increasing your base level of happiness, you can avoid the hedonic treadmill while still being happy every day 🙂
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Alright, so you want to build FIRE. Your mindset is set. But where should you start? As with other big goals, start small. Here are 5 beginner financial habits you can absolutely start right now.
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