If you haven’t already read last week’s post where I laid out all my income and expenses for a typical year at uni, here is the breakdown: I currently owe over £30,000 with a few more years to go and I get given about £4000 a year that I don’t have to pay back.

This weird balance of borrowing money and getting given money has led to a quite blasé attitude as I’ll explain below. tl;dr: none of my money is mine, so I feel less of a sense of responsibility towards it.

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