debt – UK Girl on FIRE

Philosophy

My Relationship with Money at Uni

If you haven’t already read last week’s post where I laid out all my income and expenses for a typical year at uni, here is the breakdown: I currently owe over £30,000 with a few more years to go and I get given about £4000 a year that I don’t have to pay back.

This weird balance of borrowing money and getting given money has led to a quite blasé attitude as I’ll explain below. tl;dr: none of my money is mine, so I feel less of a sense of responsibility towards it.

Cutting Costs

My Money Situation at Uni

I thought it would be interesting to have a little look at my finances at university. I have not included my spending between semesters, mostly because it varies a lot depending on whether I get to go on holiday or just chill at home.